We’ve teamed up with realestate.com.au for a video series!
We are thrilled to announce that we have partnered with realestate.com.au to provide more property and money management nuggets for our community.
Mark Roppolo, realestate.com.au executive manager, content and production, commented: “Making the decision to purchase property, either to live in or as an investment, is often the biggest financial decision Australians make in their lives. Together with The Property Couch, realestate.com.au is giving Australians simple and relevant information and advice to help make their property decisions easier.”
Check out the first video in the series as we ‘unpack’ saving money, grandma’s way!
- Nugget 1 – Saving Money, Grandma’s Way | Watch here >>
- Nugget 2 – Having trouble saving? Time to forecast your finances | Watch here >>
- Nugget 3 – How debt helps you build a property portfolio | Watch here >>
- Nugget 4 – What is your long term strategy? | Watch here >>
We’d love any feedback or suggestions on which videos you’d love to see! So get in touch with us here: firstname.lastname@example.org.
All the best,
Bryce, Ben and TPC’s Stig
ps: Here’s the trailer for the first and second video!
We’ve got Bradley Beer, CEO of BMT Tax Depreciation on the podcast today! Now, some of you might remember Bradley back in Episode 10 where we talked about what is a tax depreciation schedule, how it works and if all property investors should have one done.
For today’s episode, however, we will be relating back to Episode 115 where we chat about the impact of the recently released Federal Budget had on property investors, focusing specifically on the depreciation changes. So here are the topics that they touched on today:
- Exactly what part of the depreciation deductions are affected by the proposed changes?
- Are capital works deductions still available to be claimed at 2.5% for 40 years?
- What is the significance of 7:30 pm AEST on the 9th of May 2017?
- Will they be looking at the contract date or settlement date?
- Do the proposed changes affects tax depreciation schedule that was previously submitted?
- How will this impact investor’s cash flows and is there a difference between new vs old property?
- What is the logic behind the changes on investor’s travel expenses?
If you like this podcast: “Everything You Need To Know About Depreciation Changes – Chat with Bradley Beer, Managing Director of BMT Tax Depreciation”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/
Back in Episode 102, Bryce and Ben discussed if we are facing an affordability issue and when Jan Somers appeared on our show last month, she mentioned that her aunt was also concerned about housing affordability back in the 1950s. Now, with the Federal Budget just a couple of months away, this topic appears yet again, and it seems to be the favourite amongst our politicians.
This time, the debate is about improving affordability for first home buyers. Now, don’t get us wrong. The Property Couch believes in the Great Australian Dream and owning your home. But as mentioned before, your first home will not be luxurious nor will it tick all the criteria of your dream home. This is about setting the right expectation because you would get to your dream home, and you would be able to get that quarter acre house eventually. But it will not happen overnight. You need to work for it, and you need to be smart with your decisions especially when it comes to money and planning for the future. Your first home, may not be your dream home but this does not mean that your second or third home wouldn’t be.
That is why education around property and awareness on the risk of investing in property is so important. This is one of the suggestions that Bryce and Ben chat about to improve affordability in the Australian Property Market. Tune in to find out the rest.
And the other stuff mentioned in this episode are:
- Has the Way We Look at Financial Stability Changed Since the Global Financial Crisis? – Speech by Michelle Bullock, Assistant Governor (Financial System) of RBA: Listen/Read Here
- Core Logic’s Pain and Gain Quarterly Report : Download Here
- Fact Sheet on Guarantor Loan : Download Here
- Bryce’s video on the four players in the industry is part of the Property Formula video series. If you are interested to watch this, you can Register Here
And as always, if you like this episode (Five Ways To Improve Affordability), don’t forget to rate us on our iTunes channel and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/
After last week’s much-anticipated talk with Jan Somers who is an example of someone who has made many successful choices when building her 40 plus year old portfolio, today’s episode features Bryce and Ben discussing seven of the most common ways many of us lose money when investing in property. With key advice and some examples of how and why the choices we make as property investors can have a negative impact on our portfolios, the guys make sure to warn us and help us understand why these ways can cost you money rather than make you more.
The first way to lose money in property is choosing the wrong location. As they have mentioned in countless episodes, location does 80% of the heavy lifting when purchasing property so making sure you have the right location is one of the key things to look for. It covers many areas such as amenities, human interest and practicality; so getting it right means a lot to your portfolio. To find out the rest of the points, make sure you tune in to this latest episode!
And don’t forget, we will be at the Melbourne Property Buyer Expo this weekend so if you are around, do come and say hi! 🙂
The other stuff mentioned in this episode are:
And as always, if you like this episode (7 Ways To Lose Money In Property), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/
As promised, here is the second part of the highly anticipated Episode featuring the incredibly humble housewife, author of 4 best selling property books, sophisticated property investor and a property educator extraordinaire, Jan Somers.
In this part, Bryce, Ben and Jan discuss the following areas:
- The mistakes she made along the way – holiday homes, overcapitalising and more
- Types of properties she likes to invest in
- Her thoughts on borderless investing and if it is for everyone
- Australia’s housing affordability issue and are we in one?
- Ideas on renovating and adding value to your investment property
- Most common questions she gets asked when it comes to property investment
- Will property forever be a sound investment class
- How she utilises the money she earns for good causes
We hope you would enjoy listening to her as much as we do. As mentioned in the first part, Jan is definitely a property educator that is worth listening to as her years of expertise and knowledge in property investing is absolute gold!
Here’s the link to her books and the PIA Investor software: Click here.
And as always, if you like this episode (Chat with Jan Somers, Housewife And Property Multimillionaire – Part 2), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/
We are extremely excited here on The Property Couch this week to announce the long-awaited meeting with our special guest today, JAN SOMERS (as we’re sure you would agree)! With a successful property portfolio spanning over 40 years with countless properties within the country, Jan is an inspirational, property-investing mogul who we all could learn a lot from. As we gained so much gold from the hour-long chat, we’ve had to split the episode into two! In this first part, Bryce Holdaway and Ben Kingsley discuss the following areas with Jan:
- What got her into property investing back in 1972 and how did she build her portfolio since then
- Her mentor in life and her outlook in education and continuous learning
- Her point of view and experience on negative gearing
- How did she structure her loans and what kind of loan strategy does she have for her portfolio
- Tips on improving your borrowing power
- What motivated her to write her books, Building Wealth
- Having the right mindset as an investor
And so much more! As Jan is someone who has a continuous passion and drive for property investing, this is definitely a 2-part episode you will not want to miss. Her journey through property investing is definitely a story worth listening to and reading up on so make sure you tune in.
Here’s the link to her books and the PIA Investor software: Click here.
And as always, if you like this episode (Chat with Jan Somers, Housewife And Property Multimillionaire – Part 1), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/