Episode 108 | Five Ways To Improve Affordability

Back in Episode 102, Bryce and Ben discussed if we are facing an affordability issue and when Jan Somers appeared on our show last month, she mentioned that her aunt was also concerned about housing affordability back in the 1950s. Now, with the Federal Budget just a couple of months away, this topic appears yet again, and it seems to be the favourite amongst our politicians.

This time, the debate is about improving affordability for first home buyers. Now, don’t get us wrong. The Property Couch believes in the Great Australian Dream and owning your home. But as mentioned before, your first home will not be luxurious nor will it tick all the criteria of your dream home. This is about setting the right expectation because you would get to your dream home, and you would be able to get that quarter acre house eventually. But it will not happen overnight. You need to work for it, and you need to be smart with your decisions especially when it comes to money and planning for the future. Your first home, may not be your dream home but this does not mean that your second or third home wouldn’t be.

That is why education around property and awareness on the risk of investing in property is so important. This is one of the suggestions that Bryce and Ben chat about to improve affordability in the Australian Property Market. Tune in to find out the rest.

And the other stuff mentioned in this episode are:

  • Has the Way We Look at Financial Stability Changed Since the Global Financial Crisis? – Speech by Michelle Bullock, Assistant Governor (Financial System) of RBA: Listen/Read Here
  • Core Logic’s Pain and Gain Quarterly Report : Download Here
  • Fact Sheet on Guarantor Loan : Download Here
  • Bryce’s video on the four players in the industry is part of the Property Formula video series. If you are interested to watch this, you can Register Here

 

And as always, if you like this episode (Five Ways To Improve Affordability), don’t forget to rate us on our iTunes channel and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/

Episode 105 | Insights from the Money Queen – Chat with Effie Zahos, Editor of Money Magazine

Our second Live Podcast Recording at the Melbourne Property Buyer Expo last weekend was with Effie Zahos! With more than 20 years in the finance and journalism industry, Effie started as a graduate trainee for Westpac and then moved on to being the head researcher for Channel Nine’s successful Money program in 1997. She has been the editor of Money Magazine since 1999 as well as the magazine’s banking specialist, a regular finance commentator on TV and radio, and the author of The Great $20 Adventure and Getting Rich, Staying Rich!

 

 

So for today’s episode, the three of them will be talking about:

  • How did she start in the finance and journalism industry
  • Being the editor of Money Magazine, working with top economists and industry experts and investors’ success and horror stories she’s come across over the years
  • Having a mentor and how it helps in her career
  • The Top 4 Money Magazine Cover Story and the changes in readers’ interest when it comes to building wealth
  • Building wealth through superannuation and why you should take an interest in it at an earlier age
  • Salary sacrificing and if it’s a good idea
  • The housing affordability debate and what others ways to get onto the property ladder sooner
  • Continuous source of information and education for property investors

 

Here are the resources mentioned in today’s podcast:

  • Money Magazine Cover Story | Earn $2500 a Week at Retirement – Read here
  • Money Magazine Cover Story | Rent and Invest – Read here
  • ABS Website for Population Clock – Find out more

 

If you like this podcast: “Insights from the Money Queen – Chat with Effie Zahos, Editor of Money Magazine”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/

Episode 093 | How to Negotiate to Win?

In today’s podcast, a much-anticipated topic features. But first, Bryce and Ben discuss the recently released GDP numbers for the September quarter. With a fall of 0.5%, what does this mean to us Australians? How will business confidence and the Australian Property Market be affected? And more importantly, is this a really bad thing?

After discussions on the GDP as well as further mentions of our 100th episode (that’s coming up very soon!), today’s main topic – as stated in the title, is: “How to Negotiate to Win”. Not all of us are used to or are comfortable in negotiating as it can be quite confrontational. But Bryce and Ben do it on a daily basis so today, they’ve decided to dish out some of their most useful pointers and success stories to help you on your next purchase! Not only do they let us in on some of the most helpful tips, they also tell us what to look out for and common mistakes not to make. With one of Australia’s leading Buyers Agents opening up about the secrets of negotiating, this is definitely an episode to tune into.

A couple of tips to listen out for include:

 

If you like this podcast: “How to Negotiate to Win”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/

Episode 87 | What’s the Future of the Australian Property Market? – Chat with Dr Andrew Wilson, Chief Economist for the Domain Group

If you were at the Sydney Property Buyer Expo last weekend, you probably listened to this episode already but for those of you who weren’t there, Bryce Holdaway and Ben Kingsley recorded a LIVE Podcast with Dr Andrew Wilson on the Future of the Australian Property Market! Dr Andrew Wilson is the Chief Economist for the Domain Group and is an appointed housing market expert and adviser to the Federal Government funded, Australian Urban Research Infrastructure Network. He holds a PhD and Masters by Research in Housing Market Economics and has previously held senior property and construction research positions within industry, academia and government.

So for today’s episode, the three of them will be talking about:

  • Why is he so optimistic about the Australian Property Market?
  • With Sydney and Melbourne experiencing double-digit growth in recent years, are there any trend or changes to investing in residential property?
  • How long with Sydney and Melbourne’s property market continue to grow at the current rate?
  • What is the level of investors’ activity in Melbourne and Sydney and how will this affect these cities in the future?
  • Is there a housing under-supply issue in the Sydney metropolitan area?
  • What is the outlook on other states such as Perth, Brisbane and Darwin?
  • Will there be a different type of property market cycle in the future and where are we heading to?
  • How will the demographic in metropolitan areas changes and the ratio between tenants and owner occupiers

 

As mentioned in the podcast, if you would like a copy of Dr Andrew Wilson’s slides (Australian housing markets report; Sydney back to the boom – The rise and rise of investor), just fill in the form below and we’ll send it directly to your email:

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If you like this podcast: “What’s the Future of the Australian Property Market? – Chat with Dr Andrew Wilson”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/