Housing Affordability. APRA. Investor’s Lending. Super Property Deposit Debate.
These are headline news for the last few weeks which have been monopolising the business section of most press for some time now. So, we don’t think we can wait any longer either!
Now, what did they chat about today? You would be expecting conversation around the long-term sustainability of the Australian Property Market, an upcoming correction and who will be affected; APRA’s move on investment lending; changes on interest-only loans and how it will affect some borrowers out there; implementing Money SMARTS during these times; relationship between migration and the economy; the Superannuation Property Deposit Debate and more.
Let us forewarn you that this Bonusisode is not as light as our usual episodes. This time, Bryce and Ben discuss some critical housing and political issues and as usual, the commentary in this show is general in nature and is an opinion comment by both of them. It does not take into account the particular investment objectives or financial situation of any potential listeners, and you should always consult a qualified professional advisor before making any investment decisions.
Some of the references made in this podcast are:
If you like this podcast, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/.
Are we in a changing market? The Australian property market has had a great run but is it time to think about what happens when it cools down or even corrects itself. In Episode 32 of The Property Couch podcast, Bryce Holdaway and Ben Kingsley talks about property investing in a changing market. They started the podcast by discussing the signs and indicators of a changing market. As Ben mentioned in the podcast the leading indicators of a changing market is usually a month or six weeks behind. You’ll see a rush of supply come on and that exacerbates the small correction that will occur on top of the government interventions that are implemented via RBA and APRA.
Our hosts will also be discussing the type of properties that would be affected, the changes in interest rates and more. Tune in to the podcast to find out more!
Free resources mentioned in this podcast:
- RBA October 2015 Cash Rate – Commentary by Ben Kingsley – Watch here
- Seven mistakes property investor make – Watch here
- Beginner’s Guide to Property Investment – Learn more
If you like this podcast: “Investing in a Changing Market in Australia”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/
With dwelling approvals remaining close to record high levels and the latest housing credit data suggesting a slowing investment credit growth, will this lead to an oversupply in the Australian property market? On top of that, how is the lending sector affected by the recent changes put in place by Australian Prudential Regulation Authority (APRA)? All these factors are a cause for concern for most property investors especially when there is a lack of awareness in this industry.
So in this episode, Bryce Holdaway and Ben Kingsley will be discussing if our property market is oversupplied and which areas will be affected by this market movement. They will also be discussing the recent changes made by APRA, how will it impact property investors and what can investors do to ensure their property plan remains on track.
Other episodes mentioned in this podcast:
If you like this podcast: “Is the Property Market Oversupplied & What’s Happening in the Lending Sector?”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/
This time on The Property Couch, Bryce Holdaway and Ben Kingsley talk about the hot topic of the month! Should we buy in a boom and are we in a property bubble? It is undeniable that there’s definitely a boom in Sydney and Melbourne is not far behind and we often received enquiries on how to buy in these two state. Well, the question should be more around is it wise to buy in these states? Bryce and Ben has spoken before about buying Counter Cyclical and this time they explain further why they don’t think it is good to join the bandwagon of investors and home buyers in these areas.
Bryce and Ben will be discussing about the new changes implemented by APRA (Australian Prudential Regulation Authority) as well. This is especially crucial for investors that have done a pre-approval. The final topic discussed today is whether Australia is in a Property Bubble. A great analogy by our hosts is we are not in a bubble, perhaps more like a balloon. Interested to know what they meant? Listen to this podcast to learn more.
Resources mentioned in this podcast:
Thanks again for all of our listeners out there. If you like this podcast: “Should we buy in a Boom & are we in a Property Bubble?”, don’t forget to rate us at our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://www.thepropertycouch.com.au/topics/